Previous to 2020 we anxiously waited for VA to announce the coming years 100% financing loan limits for each county. Effective January 1, 2020, as a result of the Blue Water Navy Veterans Act of 2019, the VA loan limits for 100% financing have been eliminated. Below is a list of the California counties which previously had 100% financing loan limits higher than the standard 100% loan limit. Now, in 2023, you can buy any home in any county for any price with $0 down payment.
2023 VA Loan Limits of California – $0 Down Any Price
California County | Loan Limit |
Alameda | Any Price $0 Down |
Alpine | Any Price $0 Down |
Contra Costa | Any Price $0 Down |
El Dorado | Any Price $0 Down |
Los Angeles | Any Price $0 Down |
Marin | Any Price $0 Down |
Mono | Any Price $0 Down |
Monterey | Any Price $0 Down |
Napa | Any Price $0 Down |
Nevada | Any Price $0 Down |
Orange | Any Price $0 Down |
Placer | Any Price $0 Down |
Sacramento | Any Price $0 Down |
San Benito | Any Price $0 Down |
San Diego | Any Price $0 Down |
San Francisco | Any Price $0 Down |
San Luis Obispo | Any Price $0 Down |
San Mateo | Any Price $0 Down |
Santa Barbara | Any Price $0 Down |
Santa Clara | Any Price $0 Down |
Santa Cruz | Any Price $0 Down |
Solano | Any Price $0 Down |
Sonoma | Any Price $0 Down |
Ventura | Any Price $0 Down |
Yolo | Any Price $0 Down |
*** Any California county not listed also has no loan limit.
**Updated 01/01/2023