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Previous to 2020 we anxiously waited for VA to announce the coming years 100% financing loan limits for each county. Effective January 1, 2020, as a result of the Blue Water Navy Veterans Act of 2019, the VA loan limits for 100% financing have been eliminated.   Below is a list of the California counties which previously had 100% financing loan limits higher than the standard 100% loan limit. Now, in 2023, you can buy any home in any county for any price with $0 down payment.

2023 VA Loan Limits of California – $0 Down Any Price

California CountyLoan Limit
AlamedaAny Price $0 Down
AlpineAny Price $0 Down
Contra CostaAny Price $0 Down
El DoradoAny Price $0 Down
Los AngelesAny Price $0 Down
MarinAny Price $0 Down
MonoAny Price $0 Down
MontereyAny Price $0 Down
NapaAny Price $0 Down
NevadaAny Price $0 Down
OrangeAny Price $0 Down
PlacerAny Price $0 Down
SacramentoAny Price $0 Down
San BenitoAny Price $0 Down
San DiegoAny Price $0 Down
San FranciscoAny Price $0 Down
San Luis ObispoAny Price $0 Down
San MateoAny Price $0 Down
Santa BarbaraAny Price $0 Down
Santa ClaraAny Price $0 Down
Santa CruzAny Price $0 Down
SolanoAny Price $0 Down
SonomaAny Price $0 Down
VenturaAny Price $0 Down
YoloAny Price $0 Down

*** Any California county not listed also has no loan limit.

**Updated 01/01/2023