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VA released updated California VA Loan Limits for 2018. The limits shown below are for “high cost” counties within California. Any county not listed will have the standard VA limit of $453,100. Orange county and Los Angeles counties continue to be at the maximum VA limit for $0 down financing of $679,650. It is important to understand that these limits are for $0 down (100%) financing. Some VA lenders will fund VA loans up to $2,000,000 or higher with some down payment. These are known as Jumbo VA loans.

2018 VA Loan Limits of California

California CountyLoan Limit
Alameda county VA Loan Limit$679,650
Alpine county VA Loan Limit$463,450
Contra Costa county VA Loan Limit$679,650
El Dorado county VA Loan Limit$517,500
Los Angeles county VA Loan Limit$679,650
Marin county VA Loan Limit$679,650
Mono county VA Loan Limit$529,000
Monterey VA Loan Limit$615,250
Napa county VA Loan Limit$679,650
Nevada county VA Loan Limit$477,250
Orange county VA Loan Limit$679,650
Placer county VA Loan Limit$517,500
Sacramento county VA Loan Limit$517,500
San Benito county VA Loan Limit$679,650
San Diego county VA Loan Limit$649,750
San Francisco county VA Loan Limit$679,650
San Luis Obispo county VA Loan Limit$615,250
San Mateo county VA Loan Limit$679,650
Santa Barbara county VA Loan Limit$625,500
Santa Clara county VA Loan Limit$679,650
Santa Cruz county VA Loan Limit$679,650
Solano county VA Loan Limit$460,000
Sonoma county VA Loan Limit$648,600
Ventura county VA Loan Limit$672,750
Yolo county VA Loan Limit$517,500

*** Any California county not listed has the standard 100% financing limit of $453,100. But remember, you can go above that limit with a down payment equal to 25% of the difference between the limit and a higher price. For example, a home purchased for $553,100 in a county with the standard $453,100 limit, would have a down payment of $25,000 and VA loan of $528,100.

**Updated 1/2/2018